An executive architecture guide to Verdian Ag's satellite processing engine, credit risk metrics, and institutional core banking integration standards.
Verdian Ag serves as the digital intelligence bridge between smallholder agricultural producers and commercial lenders. By substituting traditional physical collateral requirements with verifiable, satellite-based crop performance telemetry, Verdian Ag enables financial institutions to underwrite, size, and monitor agricultural credit lines with institutional confidence.
Ingests bi-weekly Sentinel-2 multi-spectral bands (10m spatial resolution) for vegetation vigor (NDVI/EVI) alongside cloud-penetrating C-band Synthetic Aperture Radar (Sentinel-1 SAR) to maintain continuous structural biomass monitoring even through heavy rain cover.
A standardized 0–1000 composite performance metric evaluating crop vigor trajectories, structural backscatter stability, climate stress resilience, and agronomic management compliance to estimate Probability of Default (PD) for loan pricing.
Adapts FAO AquaCrop principles to simulate daily crop transpiration, green canopy expansion, and root-zone water stress penalties, providing expected harvest volume ranges (tonnes/ha) for loan sizing.
One-click verifiable credit dossiers bundling geofenced boundaries, historical satellite time-series imagery, and risk scores with cryptographic hash verification for institutional bank compliance teams.
Verdian Ag exposes standardized REST/JSON endpoints designed for core banking systems, loan origination software, and risk consoles.
{
"field_id": "f83a21b4-791a-4c8d-93e1-2026ae8101a0",
"assessment_date": "2026-07-25T10:30:00Z",
"crop_type": "maize_white",
"area_hectares": 12.4,
"metrics": {
"verdian_score": 815,
"risk_grade": "A",
"probability_of_default": 0.021,
"vigor_index": { "current": 0.74, "trend": "positive" },
"water_stress": { "status": "nominal", "depletion_percent": 28 }
},
"carbon_sequestration": {
"co2e_tonnes_total": 14.8,
"sll_rate_discount_eligible": true
}
}